Project Baby:
When is the best time to take out a private health insurance?
Now, because when the first signs of pregnancy occur, you'll prefer to be one of those private patients, who can get an appointment immediately with a doctor of your own choice, and who, without any worries, can organise hospitalisation in the hospital of your own choice – therefore can, all in all, plan the delivery according to YOUR own wishes.
The consequences lead up to long waiting periods for appointments, numerous hours in the waiting room, and a doctor who can only care for you for no longer than five minutes due to economic reasons.
In a private practice, the costs for pregnancy examinations and prenatal diagnostics are everything but low. Nevertheless, they are important. Actual expenses depend on age, medical condition and the course of your pregnancy. However, considering the crowded waiting rooms at doctors under contract with the regional health care service, its worth investing into your health.
(including pregnancy illness/complications and puerperal complications)
If you compare the monthly premium with the “pregnancy & delivery” package, then this is by far the better choice, as not only does it guarantee security, but also your peace of mind.
| Anna S., 32 years of age, insured with WGKK | |
First class hospitalisationDouble room with a deductible and Europe-wide guarantee | Deductble of € 883 per calendar year | Deductible of € 1,531 per calendar year |
No deductible in the case of pregnancy/delivery & accident | No deductible in the case of pregnancy/delivery & accident | |
Newborn baby insurance guarantee | Newborn baby insurance guarantee | |
Single room 12 months premium-free | Single room 12 months premium-free | |
Private doctor & Alternative medicineinklusive Schwangerschaftsuntersuchungen und Pränataldiagnostik | € 3,656 maximum annual amount/calendar year including physiotherapy, medication, vaccines, glasses, contact lenses, orthopedic insoles, psychotherapy | 1.150 € annual maximum amount |
Minimum contract period | 3 years | 3 years |
Premium per month | 140,42 €Total | 92,92 €Total |
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